New Year Resolutions

The New Year brings with it the tradition of making resolutions.  How about we suggest some resolutions that you may wish to adopt for the New Year? High on the list for many people is the idea of making of a Last Will and Testament. We often times meet people who come in and tell […]

End-of-life care decisions are important

The Senior Agenda Coalition’s Ninth Annual Senior Conference and Expo will be held on October 21st at the Crowne Plaza in Warwick. One notable workshop will feature The Conversation Project, an organization dedicated to helping people learn how talk about their wishes for end-of-life. Ellen Goodman, former Pulitzer Prize-winning Boston Globe columnist, helped found it […]

A surprise probate

We were recently helping an individual plan for how to deal with potential future nursing home costs.  And as we often times say, don’t assume it is too late to save assets from the loss for payment of nursing home expenses.  In any event, in helping this client, we came across a surprise.  We found […]

Introducing “Ask the Lawyer”

As regular readers of this column know, every month I address an area of law that I assume is of concern to our readers.  In particular, we have addressed how to protect assets from risk of loss for payment of nursing home expenses, or from risk of loss for payment of unnecessary taxes, or from […]

IRAs can be considered exempt resources  

My firm helps many families save assets from risk of loss for payment of nursing home expenses. That is true even when the individual is just about to enter a nursing home or is already in a nursing home. How we are able to do that depends on many different variables. Important among those are […]

Attorney general, trade commission launch ‘Pass It On’ to protect consumers

It focuses on the ability of seniors to be part of the solution instead of implying they’re part of the problem when it comes to scams. March 6 to 12 is National Consumer Protection Week, and this year’s theme is “Pass It On.” Chances are good that someone you know has been scammed. They may […]

Loans are exempt from Medicaid five-year look back regulations

There are techniques available that the experienced practitioner can utilize to help achieve a client’s goals. Every month we share different techniques that we use to save assets from loss for payment of nursing home expenses. Those techniques allow clients to qualify for Medicaid payment for nursing home expenses while saving some portion of their […]

Kilmartin wants you to join campaign to curb consumer fraud

There is no question 2015 was the year of the Internal Revenue Service (IRS) scam. Last year, the IRS estimates close to 1 million people were contacted by scam artists posing as IRS agents with fake claims of money owed. While an overwhelming majority of consumers recognized the call as a scam, at least 5,000 […]

Taking team approach can keep finances in check

Our law firm helps many families save assets from loss for payment of nursing home expenses. People are surprised that we can save significant amount of assets, even when the need for a nursing home admission is imminent. Actually, our most dramatic saves are when the individual has already been in the nursing home for […]

Building legal structures saves homes

As readers of this column know, a major part of our law practice is helping people prepare to deal with the legal issues surrounding getting older, perhaps becoming ill and a separate set of legal issues regarding passing away. One of the techniques that we share with our clients is known as life estate/remainder restructuring […]